Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

Other names for Insurance Underwriters: Account Underwriter, Automobile and Property Underwriter, Bond Underwriter, Commercial Lines Underwriter, Commercial Underwriter, Customer Service Representative, Insurance Analyst, Insurance Underwriter, Insurance Writer, Marine Underwriter, Personal Lines Underwriter, Property Underwriter, Reviewer, Reviewer Sales, Risk Analyst, Underwriter, Underwriting Account Representative, Underwriting Manager, Underwriting Service Representative,

• Examine documents to determine degree of risk from such factors as applicant financial standing and value and condition of property.
• Decline excessive risks.
• Write to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies.
• Evaluate possibility of losses due to catastrophe or excessive insurance.
• Decrease value of policy when risk is substandard and specify applicable endorsements or apply rating to ensure safe profitable distribution of risks, using reference materials.
• Review company records to determine amount of insurance in force on single risk or group of closely related risks.
• Authorize reinsurance of policy when risk is high.

• Calculators or accessories
• Desktop computers
• Notebook computers
• Personal computers

Enterprise resource planning ERP software

Financial analysis software

Word processing software

Presentation software

Spreadsheet software

Document management software

Data base user interface and query software

Internet browser software